Welcome to our website! As we have the ability to list over one million items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you are an American with a disability we are here to help you. Please call our disability services phone line at (888) 959-3225 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for any American with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.

We work with the top financial institutions for furniture financing and with the assistance of our financing specialists, we are almost certain we can find a program that fits your financial and purchasing needs regardless of your credit situation. Looking for no credit check financing so that you can purchase the furniture you need? Our team at Sofa Shack can help. The most popular financing option we offer at Sofa Shack is the no credit check loan from Acima. The Acima furniture loan could be your ideal solution to get the furniture you want fast. Most of our customers love financing from Acima because it is quick, easy and affordable. The Acima loan also offers the following benefits:

  • No credit check required
  • 0% interest for 90 days
  • Payments can be extended for up to one full year

No Credit Check Loan for Your Furniture in Phoenix, AZ

With a no credit check loan for your furniture, you never have to worry about damage to your credit as a result of your loan application. A regular loan from a bank or other "traditional" lender usually starts with a credit check, which can immediately lower your credit score. Our Acima loan doesn’t! We understand that your credit score might reflect past circumstances, but it doesn’t necessarily prove what you are capable of today. Because we understand this, your loan is based on proof of your current income instead of your credit score.

Are No Credit Check Loans Safe?

A no check credit loan actually has fewer risks associated with it than conventional loans using a credit check. Why? Because you don’t have to worry about your credit score being reduced by the initial credit check. Yes, this happens – and it is a problem!

What Do You Need to Apply?

Applying for financing from Acima is easy. All you have to do is complete the online form above or come visit us here at Phoenix Furniture Outlet to get the help you need. We’ll walk you through the process or you can use our website to access a number of different options. To apply, we simply need proof that:

  • You are employed
  • You have a current checking account
  • You have received employment income for the previous six months.

Get Trusted Furniture Loans from the Leader in Furniture Financing

At Sofa Shack, we want Arizona residents to be able to purchase that perfect sofa or sectional. No matter what your credit score or current situation is, we would love to help. Contact our team today to find out more, or simply use our convenient financing form above. We look forward to helping you!